Funds & SACCOs
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RNIT Iterambere Fund (unit trust)
RWF 2,000Fund or SACCO, Gasabo
Offered by Rwanda National Investment Trust Ltd (RNIT)
An open-ended unit trust run by Rwanda National Investment Trust Ltd and licensed by the Capital Market Authority. RNIT says the minimum is Frw 2,000 with no maximum and no entry load, that the fund is tax-exempt, and that it has returned above 11% annualised for four consecutive years. Units are priced at daily net asset value. RNIT reports about Frw 43.29 billion under management and more than 33,000 investors at December 2024. Past returns do not guarantee future returns.
- Unit trust
- From RWF 2,000
- Above 11% annualised for four consecutive years, per RNIT. Not guaranteed.
- Units are bought and sold at daily net asset value; RNIT lists repurchases on Thursdays. Check current terms with RNIT.
Reviewed 8 Oct 2026
BK Capital Aguka Unit Trust Fund
RWF 100,000Fund or SACCO, Gasabo
Offered by BK Capital Ltd
A unit trust managed by BK Capital Ltd and licensed by the Capital Market Authority. BK Capital sets the minimum initial investment at Frw 100,000 and lets investors register online. Its page shows a yield of 10.41%, but that page carries no date, so confirm the current figure with BK Capital before relying on it. Past returns do not guarantee future returns.
- Unit trust
- From RWF 100,000
- 10.41% yield shown on an undated page. Confirm the current figure with BK Capital.
- Ask BK Capital for the current redemption terms and any notice period.
Reviewed 8 Oct 2026
Umurenge SACCOs (community savings co-operatives)
Joining costs vary by SACCOFund or SACCO
Offered by Umurenge SACCOs, supervised by the National Bank of Rwanda
Umurenge SACCOs are member-owned savings and credit co-operatives found in sectors across Rwanda and supervised by the National Bank of Rwanda as microfinance institutions. They are a way to save and borrow locally, not a fixed-yield investment. Joining usually means a small share purchase; one reported case was Frw 1,000 to join plus Frw 4,000 in shares. Terms differ between SACCOs, so ask the one near you.
- SACCO (savings co-operative)
- No fixed yield. Treat this as savings and membership, not an investment return.
- Varies by SACCO. Ask about withdrawal rules before you join.
Reviewed 8 Oct 2026
